Adam, I think you're making a mistake. Sometimes people get screwed by insurance but it seems like you're cutting the middle man out and doing that to yourself. If he's admitted fault, there's no reason not to go through insurance.
My Clean 87 Got Hit Today
- Thread starter honestabe
- Start date
There is no reason not to go through insurance except for the person at fault (him) not wanting his own premiums to go up. If that is the case, get a quote from a bodyshop, and get him to pay you that amount, if he does not want to pay that much, talk to the insurance company.
(Laws vary from state to state, province to province, but I've never heard of at-fault insurance. That is a ridiculous proposal. As far as police reports go, here in Alberta you need one if the damage exceeds $1000.00).
(Laws vary from state to state, province to province, but I've never heard of at-fault insurance. That is a ridiculous proposal. As far as police reports go, here in Alberta you need one if the damage exceeds $1000.00).
Shit mate, sorry to hear about the accident! 
Definitely take the advice from these guys re: insurance...
Definitely take the advice from these guys re: insurance...
A
ArthurRitus
Guest
There will be damage on the A pillar where the door hinges mount....
Worth MUCH more than $300 to repair that.
Worth MUCH more than $300 to repair that.
It wouldn't matter if you were speeding, he still would have hit you. He ran the stop sign and hit you. 100% his fault. Make him pay way more than that or hit up his insurance company.
DT said:
Pretty much, ya.
Colorado used to be a no-fault state where if you were in an accident, both parties suffered with their insurance companies. Accidents were a bad thing, almost no matter who was at fault. I think the idea was that you should be a "defensive" driver or some bull-shit.
Your insurance company has to pay for damages to your vehicle, with the exception of severe cases (i.e. drunk driving, extreme speeding, etc..). So unless you get hit by someone doing much more than simply not paying attention, you'll be penalized through your insurance company.
I think No-fault is fucking stupid and I'm glad Colorado is no longer using that policy.
Sorry to hear about the '87. Hope it gets mended correctly.
^^^^^^^ That's why I'm not going through the insurance companies. Thanks to the No-Fault law here in Oregon, my insurance rates would go up even though I was not at fault. A replacement door and fender isn't much, and I don't care about getting it repainted to match since my new welder (just bought it yesterday) is going to be put to use shortly to remove the side trim and once the side trim is gone, the whole car is getting prepped for paint 1 section at a time (doing the roof is going to suck big time).
Adam
Adam
Yeah, no-fault blows big time. I'm just glad he missed everything and that the Supra really is a tank (his car faired much worse).
Atleast I can get a replacement fender and door for cheap. And atleast I am going to repaint my car shortly anyways (once all the massive prep work is done).
Adam
Atleast I can get a replacement fender and door for cheap. And atleast I am going to repaint my car shortly anyways (once all the massive prep work is done).
Adam
A
ArthurRitus
Guest
thats the dumbest thing I have heard in a long time.OneJoeZee said:
some asshole runs a redlight and hits me, its partly my fault?
fuck that.
Might what to get that looked at by a professional before making any rash decision to not inform your insurance company.
Accident damage nearly always tend to be worse than it looks - It's very possible that you're looking at more than a replacement door and fender.
Either way, good luck.
Accident damage nearly always tend to be worse than it looks - It's very possible that you're looking at more than a replacement door and fender.
Either way, good luck.
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shit... that damage isn't so bad.... my clean 89 turbo had the door inside of it when it got t-boned
Hah, wow and I thought TX was bad about insurance. Only gay thing we have [which im sure is the same in many other states] is that any damage on the back of the car is the car in the backs fault, pretty much no matter what. Unless the other person admits that it was their fault, but dont think anyone would do that.