F***

[DsBetterHalf]

i dont want to have a record on my insurance. the police didnt seem to give a shit what happened. i was not doing anything stupid. i was going 45 on a on ramp. i bought cheapo insurance. i dont want them to say my car is totaled and me not be able to fix it.im tired of being treated like a kid. im just stressed out.

Alright, a few things here.

(1) If you don't want to pay for it, you need to to tell your insurance. I was in 3 no-fault accidents. The accidents never showed up on my driving record. The only time you have to worry about it showing is if you are at fault. Even then, it comes off in 3 years.

(2) The police NEVER give a shit about car accidents, unless someone is seriously hurt. My 3 accidents? I never waited for less than 4 hours for a cop to show for the report. Get used to it.

(3) If the Supra in your avatar is your car after the accident, there is no way that was at 45, unless the person who hit you was doing considerably more. I think we all need the full story here, instead of just part of it.

(4) Cheapo insurance or Geico, it doesn't matter. I had uber-cheapo insurance in all 3 of my accidents, they paid for most everything. I paid my $500 deductible, and life went on. The first accident I paid absolutely nothing, but I got lucky - the woman who decided to back her truck up ON TOP of my convertible admitted she wasn't paying attention and didn't see me behind her.

AND

(5) Hard truth here - you are 17. That means you are still a kid. Until you are living on your own, paying everything for yourself, responsible for ALL of your own bills, you are still a kid to a lot of people.

I understand being stressed out. Unfortunately, if you are talking to the insurance and bill collectors you need to deal with right now in the same way you have been posting on here, they are going to assume you are immature. You need to take a little while, CALM DOWN, and be more rational in your descriptions of things. Because to be honest, I have to agree with Gaboon right now - it seems like you were at fault and are trying to dodge responsibility.

 

[Mk3runner]

I got some stories, dude. Call up whoever you got coverage with, settle it there. Then tell your pops to blow a hole in the fence..

 

[mecevans]

just got off the phone with the insurance. "your policy covers you and your mother and nobody else in the vehicle". so if i have a passenger it does not cover them at all? no matter who is at fault? "correct".

 

[Justin727]

what about uninsured motorist? should cover passenger.

 

[Zumtizzle]

file a claim kid.............

 

[mecevans]

called the ambulance people. how do you charge an make a bill? " our company contacts companys in the area and BIDs on the ambulance in your region" . the bill for mine was $2500 to go about 1 mile straight up the hill. " man that's pretty high did you contact the insurance?" i did not but they will not cover it. "ouch". what is the minimal payments you can make? "$50 a month, thats 50 months or 4 years in your case" dang, thanks for the help. " your welcome hope it works out" thanks bye.

 

[wiseco7mgt]

you have two kidneys sell one..money problem solved. If you don't want to break up with your girl cause your scared she'll man bash you, sneak into her room and take a dump under her pillow. When she gets into bed at night and finds it she'll get the message.!

 

[Justin727]

just don't pay it

 

[Zumtizzle]

Minimum liability insurance requirements for private passenger vehicles
(California Insurance Code §11580.1b)

* $15,000 for injury/death to one person
* $30,000 for injury/death to more than one person
* $5,000 for damage to property.


CAN YOU READ?


Did you speak to an Insurance Agent? If so................LOL

Call up your insurance companies Claims Line.

After all this is said and done; lose your insurance company. They sound like crap.

Who the fuck is telling you that insurance won't cover her injuries, and your insurance will go up?

Come the fuck on.

I've been trying to help, but this is becoming ridiculous.

 

[Justin727]

i've given up..

 

[Mk3runner]

LOL.. Don't pay. It's gone in 7 years anyways. 2500. You got ripped. Is it your na e on the bill?

 

[Mk3runner]

LOLz

 

[Dachande]

You guys are too harsh. He's 17 and was driving a nice NA with the girl that he loves.

 

[Mk3runner]

Hard knock life. Man, you'll be ok... Just follow whatwe said. If were hard on you then shit you know.

 

[DBN]

Shit happens... We all have to move on from our trouble. She deserves a godly dickslap though.:evil2:

 

[gtsfirefighter]

i've given up..

Yep. There's no point in continuing.

 

[mecevans]

i called about 5 times to report the lady hit and run on me but all the officers where busy do i left messages and they said they would call me back. they NEVER DID. i talked to two people from my insurance company unitrid or whatever and they both said the same damn thing! i bought the insurance they said i needed. i dont know about insurance my parents dont help me. im asking for your guys help and you think my life is a joke and its all fun and games.im sorry that you guys are so much wiser and older and know everything but i dont.

 

[Justin727]

we're trying to tell you to handle it my young friend.


Look chances are your gf is gonna get over it anyhow. so just gtfo of dodge start a new life somewhere after graduation. You'll be happy you did

 

[Mk3runner]

Bro ham, all of us laid it down for you.

Don't worry so much, focus on getting school done and make some money.

 

[savannahashlee]

First: FILE THE FUCKING CLAIM...
Two: Go to the police department for the report..They will do nothing over the phone..AND if you have a local insurance office, go there for the claim too..Hard to ignore you in person..I'd also post a missed connections or wanted ad for people who might have witnessed the wreck...That way they could give you a description of the vehicle..That helped me when someone ran me off a cliff in my accident.

After that being said: Supracentral is right..Plain and simple.. Your actions and whining shows that you're not mature enough to handle anything..Its a shame because you will be an adult in a matter of months, and it will be worse for you. Frankly, not to be mean, but if this minor shit is the only problems in your life, fuck you..You should be fucking greatful that you or your gf didnt die, and you only have $4000 in debt..There are people, including myself, who are horribly sick that still make it....I would trade my health problems and diseases for your problems without the slightest bit of hesitation...Plain and simple