I'll buy all of your mods for $400!!!
Seriously, I'm surprised that USAA didn't come up with a better offer after you provided all of the reciepts. They are usually the insurance company that's better about giving your the high end value of your car if totalled. I just delt with them about 6months ago, and was very pleased with the outcome. You can consult a lawyer for a free consultation, but I don't know if I'd hire one. By the time your done he'll want damn nearly half your money. I'd just cut my losses and by it back if the damage isn't that bad. I can't see the damage in those pics you posted. Post some pics of the damage if you could.
Seriously, I'm surprised that USAA didn't come up with a better offer after you provided all of the reciepts. They are usually the insurance company that's better about giving your the high end value of your car if totalled. I just delt with them about 6months ago, and was very pleased with the outcome. You can consult a lawyer for a free consultation, but I don't know if I'd hire one. By the time your done he'll want damn nearly half your money. I'd just cut my losses and by it back if the damage isn't that bad. I can't see the damage in those pics you posted. Post some pics of the damage if you could.