Supracentral;952668 said:
Nope. I didn't learn it until I took College Algebra. I have learned more in one year of college than I did in four years of high school. It's pathetic.
Financing a Bike
- Thread starter eman2289
- Start date
Nope. I didn't learn it until I took College Algebra. I have learned more in one year of college than I did in four years of high school. It's pathetic.
An r6 would be a horrible choice for a Cheap DD. I see people doing it all the time, go finance a supersport thinking "ill save money on gas!!".
Guess what, bikes like the r6 are not cheap to run. Look at tire prices alone and most people burn the rear up showing off or by poor throttle control. $200 for the rubber, $20-50 to mount it for you. Brake pads arent cheap and again you can burn them up quick. If you cant do your own maintenance they can cost alot way to fast. Average dealer oil change Ive seen is 100$ or more just for Oil. Even if you do the work yourself I think 1qt of castrol GPS oil is 9 bucks, so figure $45ish just for oil.
Then if you drop it look forward too a couple hundred bucks to fix one side of plastic. If you break off levers or controls too expect a grand from a simple tip over while stopped.
You also cant forget gear! $500 for a decent helmet, then add on $$ for gloves, boots and a jacket just to get started.
On top of that, insuring a bike with a loan is no cake walk. Just go ahead and call a local insurance company and see how they react when you mention 'full coverage' and 'loan'.
My bike can get the same miles per tank as my supra but its not cheap to own a bike no matter the gas. If you want a bike to save money all around look for a cheap cruiser, pay cash. Buy the bike for 3grand, spend another $1,500 on tires/maintenance for the bike and gear for yourself.
Guess what, bikes like the r6 are not cheap to run. Look at tire prices alone and most people burn the rear up showing off or by poor throttle control. $200 for the rubber, $20-50 to mount it for you. Brake pads arent cheap and again you can burn them up quick. If you cant do your own maintenance they can cost alot way to fast. Average dealer oil change Ive seen is 100$ or more just for Oil. Even if you do the work yourself I think 1qt of castrol GPS oil is 9 bucks, so figure $45ish just for oil.
Then if you drop it look forward too a couple hundred bucks to fix one side of plastic. If you break off levers or controls too expect a grand from a simple tip over while stopped.
You also cant forget gear! $500 for a decent helmet, then add on $$ for gloves, boots and a jacket just to get started.
On top of that, insuring a bike with a loan is no cake walk. Just go ahead and call a local insurance company and see how they react when you mention 'full coverage' and 'loan'.
My bike can get the same miles per tank as my supra but its not cheap to own a bike no matter the gas. If you want a bike to save money all around look for a cheap cruiser, pay cash. Buy the bike for 3grand, spend another $1,500 on tires/maintenance for the bike and gear for yourself.
eman2289;952724 said:
A bank loan is a better deal than the original "offer" we were talking about. But the cost of borrowing money is high. Even at decent interest rates at reasonable terms.
eman2289;952742 said:
I was kidding, but if you see me in flashchat, feel free to ask. I'll share what I know.
Brewster;952816 said:
No kidding. It's frightening.
iwannadie;952826 said:
You aren't kidding. If you want a "cheap" bike, find an older Japanese cruiser that is shaft drive, liquid cooled and has hydraulic lifters.
Bikes like that don't need much other than oil changes, and they are damned well build machines.
Supracentral;952916 said:
Even if its not shaft drive, chains hold up well if you clean/lube them as needed. Sprockets can get pricey but isnt something to change often. Im looking to replace mine front/back for about $150, of course you can spend alot more if you want.
Theres alot of older japanese bikes that are proven to last over the long haul and are bomb proof while being cheap to keep running. The r6, well its a track bike on the street so you cant expect performance to be cheap like with anything else.
as someone who daily drove his r6 for a year it was cheaper in the long run then financing a car. it wears on you though. big time.
I am looking to get back on a bike as a ride 4-5 days a week thing and have the lincoln to drive as well.
I am looking to get back on a bike as a ride 4-5 days a week thing and have the lincoln to drive as well.
Ckanderson;952969 said:
Well I think it would depend on the car obviously. Finance an $8k car(to go against the $8k r6) and the car would be cheaper to own. The cost of full coverage insurance for a civic vs an r6 is enough right there.
Im betting 4 civic tires would be cheaper than the 2 r6 tires. A civic DIY oil change would prolly be under 30 bucks, r6 double that. No cost of gear to deal with in a car. No riding class to pay for, no tip over damage to worry about. Plus, every bank Ive seen will give you a much lower rate on a car than a bike, etc.