In an accident 30 mins after leaving dealer with a $2,000 bill...

arknotts

formerly ark86
Jan 9, 2008
461
1
18
Ohio
So my Dad has a 2001 Ford Taurus which he took into the dealer to have $2,000 worth of work done (lots of misc. things which built up over time, plus the crazy cost of labor at the dealer). 30 minutes after picking up the car yesterday at the dealer someone in a F-150 pulls out in front of him and he can't stop in time. He hits the rear of the truck right behind the wheel. There was hardly any damage to the truck except for some debris stuck in the tire. Not so much the case for the car.

I haven't had time to give it a good inspection but from what I can tell it's most likely totaled (those cars are only worth a couple grand at the most). It will need a new bumper cover, fender, headlight, and hood at a minimum. It's leaking a fluid right behind the front drivers wheel which I haven't tried to find the source of yet (brake fluid?). I have a feeling there might be some more damage not apparent at first glance.

I feel bad since that has got to be the worst timing ever. He hasn't had an accident his entire life other than extremely minor things, and now he just flushed $2,000 down the toilet if it is totaled. The officer told him to talk to his insurance company about the $2,000 bill (I think implying that they may consider covering that, or at least part of it). I don't see why they would want to do that, or what their motivation would be. I'm a little skeptical, but should his insurance offer assistance for something like that? Is it worth pushing that point when talking to the insurance company?
 

Kevin

7mgte -> 7mgte swap done.
Apr 20, 2009
865
0
0
Windsor Ontario Canada
whose fault was it? If it was the other guy's fault make him pay for it to get it back on the road.. if its too much tell him to pay for a replacement lol. or just talk to insurance. i doubt insurance would cover the $2000 spent on the car prior the accident... thats horrible luck man
 

Mastapip

New Member
Apr 20, 2009
143
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0
Ft. Worth Tx
ark86;1439915 said:
I feel bad since that has got to be the worst timing ever. He hasn't had an accident his entire life other than extremely minor things, and now he just flushed $2,000 down the toilet if it is totaled. The officer told him to talk to his insurance company about the $2,000 bill (I think implying that they may consider covering that, or at least part of it). I don't see why they would want to do that, or what their motivation would be. I'm a little skeptical, but should his insurance offer assistance for something like that? Is it worth pushing that point when talking to the insurance company?

I would say, if you wanna try and get part of that $2000 back, talk to a lawyer. That would be your best bet.

An ex girlfriend of mine got in a wreck in a Taurus... Wreck wasn't her fault clearly, but she still got nothing outta the insurance company. It was pretty shitty.
 

supra90turbo

shaeff is FTMFW!
Mar 30, 2005
6,152
32
48
40
MA, 01440
You think the insurance companies are willing to pay extra money up front?
No... would you?

They need to be convinced and I don't think people realize just how simple it can be. A receipt showing date and time of work performed on a car that is now useless is worth something. It's money spent on a car that is now totaled.

The process may be time consuming, but it will be worthit if you persue it. I'm sure a lawyer would help, but it would also hinder the cost gained by going through all of this. Much of the talking can be done one on one with the adjuster.

I'm sure someone will chime in about this. He *should* get the money back, but it depends upon a number of factors, unfortunately.
 

Mondo

New Member
May 26, 2009
132
0
0
Wisconsin
Not sure in your state, but in most, isnt a rear ender immediately the given fault to the one that hit the rear of the front car.
 

arknotts

formerly ark86
Jan 9, 2008
461
1
18
Ohio
It wasn't his fault, the truck pulled out in front of him. He hit the rear of the truck from the side (right behind the rear tire). I doubt he wants to bother with a lawyer, but we know someone personally at the insurance company so maybe that will help out a bit.
 

Another MkIII

Member
Feb 22, 2009
697
0
16
Chicago
My teacher at my old school had a car get totaled about a month after having it painted. Insurance paid for the paint. Just show them receipt and evidence and it should work out. But as others have pointed out, it depends on other factors as well.
-AM3
 

airhead04

New Member
Aug 21, 2009
1,489
1
0
Lima, Ohio, United States
If a car pulls out in front of you and has all four wheels in the lane and you hit them, its the person that hit the cars fault. But if you hit them at an angle that means he wasnt in the lane completely.

Id start saying....My neck, my back, my neck and my back. lol

Sorry for your luck man.
 

flight doc89

Registered Murse
Apr 21, 2006
227
0
0
Bessemer, Alabama, United States
what kind of coverage does your dad have? If it is liability/state minimums only, then dad will get nothing from his own insurance. if he has collision/comprehensive coverage, then he will only receive value of the car; at best the recent work will slightly increase the value of the car.